Accept Credit & Debit Cards

As a business owner, you know firsthand that customers insist on choice and convenience, especially when it comes to how they pay for goods and services. Chances are you’ve already noticed them moving away from cash and cheques and increasingly relying on debit and credit cards.

Attract New Customers and Drive Revenue

When you start accepting credit card payments, you can attract new customers, and you transform your business. We are with you every step of the way, getting you all the information and advice you need to get started to accept credit and debit cards, at the point of sale, online, or both.

The Benefits of Acceptance

Both you and your customers benefit when you accept credit cards:

Watch your sales increase: Customers often spend more when they pay by credit card.
Keep your customers satisfied and increase loyalty: Give your customers what they want — a fast, flexible, reliable way to pay — and keep them coming back to your business.
Help speed checkout: Shorter lines and no waiting while customers write cheques or count change.
Reduce Cash Handling: Save time and money as you reduce cash handling and payment reconciliation. You’ll have lower volumes of cash, making you less vulnerable to theft.

Signing Up is Easy

Contact us today to open a merchant account. We’ll help you get set up in the easiest, most cost-efficient way, so you can begin accepting credit cards as soon as possible.

Accept Debit Cards

Online Debit
We lead the way in Canada with Online Debit Payments. If you have an ecommerce business, it’s easy to add online debit to your acceptance.

Visa^® Debit
If you already accept credit cards, Visa Debit is another way to expand into new markets, and reach new customers who prefer to pay by debit.

Broaden your customer base
Visa Debit is a great tool for merchants who wish to expand into new markets, especially the youth market, who shop online but may not have credit cards. It could help you increase sales by mail or telephone too.

No add-ons, plug-ins or upgrades
If you are an online business who already accepts Visa credit cards, you’re ready to accept Visa Debit. Visa Debit is the only debit card in Canada to allow one-step debiting of funds without logging into a separate bank account.

Consumer Benefits:

• Simplicity: Visa Debit helps simplify the checkout process as it allows consumers to complete their purchase without having to leave the checkout and log in to their bank account. Thus completing the transaction faster.
• Security: Includes the Visa’s Layers of Security, including Visa Zero Liability Policy, Verified by Visa, AVS (Address Verification Service) and CVV2 (the three-digit code). Getting started is simple if you already accept Visa credit transactions.

Chip and PIN

Chip and PIN technology has predominantly replaced magnetic stripe cards; we can help you to be ready to accept these cards. These payment cards, containing a microcomputer chip, also known as smart cards, bring Canadian merchants and customers a full range of benefits including:

Enhanced Security and Fraud Reduction. Chip technology is virtually impossible to copy and combining its use with a PIN helps reduce lost, stolen or counterfeit transactions.

Reduced Chargebacks. The use of PIN transfers merchant responsibility for authentication (verifying a signature) to the Chip technology, and in turn reduces chargebacks.

Faster Authentication. PIN is faster than a signature, reducing the time spent on requesting and verifying cardholder signatures.

Attract More Business with Signs and Decals

Let customers know the payment types you accept by displaying decals and signs with payment brand names and logos, like Interac, Visa and MasterCard^®. When customers see they can pay with their preferred credit or debit card, it offers you more potential for sales.